Standard & Poor’s Risk Solutions help institutions worldwide manage, measure, and mitigate credit risk, and make informed decisions that can improve risk-adjusted return and gain a competitive advantage.
By leveraging Standard & Poor’s experience in credit risk assessment and analysis, Risk Solutions has developed integrated and transparent solutions to help clients with their credit risk management needs. Solutions include risk data products, quantitative models, a risk workflow platform, and analytical services.
Trade Finance Services : Assesses the creditworthiness in the structured trade finance arena, which is a particular challenge, due to the lack of defaults and the disparate activities within the sector.
Credit Risk Services :incorporates all the best of what Standard & Poor’s has to offer: data, tools, access to a comprehensive platform, and analytical rigor. Institutions can further develop internal rating systems, risk management methodologies, validation processes, and support systems.
Standard & Poor’s Risk Assessment Services: comprehensive suite of solutions for assessing credit risk that complies with Basel requirements, including a thorough evaluation based on credit and market risk implications, credit assessment, credit scoring, and quantitative modeling. The results provide institutions with predictive analyses and benchmarks that align with other institutions to better manage credit risk.
Standard & Poor’s Validation Services : provides a comprehensive suite of validation services, including a review of developmental evidence, conceptual soundness, confirmation of operations, and performance testing, which includes diagnosis, backtesting, benchmarking, and an annual health check.
Ratings System Validation Services :help institutions evaluate the effectiveness of their internal rating methodologies, systems, and processes as compared to Standard & Poor’s methodologies, systems, and processes.
Reference: http://www.standardandpoors.com/products-services/firms/en/us
The Risk Analyst 